Asked the way a Veteran after separation asks

How do I find out how much GI Bill® I have left?

Use VA.gov’s Check remaining GI Bill and other education benefits. It shows the months left on the Post-9/11 GI Bill, Chapter 35 (DEA) and transferred months. The GI Bill charges its months at your rate of pursuit, so a lighter load uses them more slowly.

Authority38 U.S.C. 3698A, 38 CFR 21.9561Registerletters-online, entitlement-rate, ch33-36, dea-months

The Short. The answer as a short video, with captions and a transcript.
Transcript
  1. Asked, plainly. How do I find out how much GI Bill I have left? Asked by a Veteran after separation
  2. Use VA.gov’s Check remaining GI Bill and other education benefits.
  3. It shows the months left on the Post-9/11 GI Bill, Chapter 35 (DEA) and transferred months.
  4. The GI Bill charges its months at your rate of pursuit, so a lighter load uses them more slowly.
  5. The law behind it. 38 U.S.C. 3698A, 38 CFR 21.9561. The full answer is at wegotyou1776.com/questions
  6. We Got You 1776. Plan around your education benefits. wegotyou1776.com/questions
GI Bill and VA benefits eligibility chart, a printable poster: Reference chart of how many months of school the Post-9/11 GI Bill, Chapter 35 DEA, the Fry Scholarship, the Montgomery GI Bill and Veteran Readiness and Employment can pay for: 36 for one benefit, 72 for a family using Chapters 33 and 35, 48 for two from your own service, and 81 at most with Chapter 35.
A chart with related figures: What your benefits could add up to. One benefit, two or three, in months. View or download it, 18 x 24. Other sizes are on Charts.

How does this apply to you?

If you have already separated

Check what is left before you build a plan. VA.gov’s Check remaining GI Bill and other education benefits shows the months, and VA’s education line is 888-GIBILL-1 (888-442-4551), Monday through Friday, 8:00 a.m. to 7:00 p.m. Eastern.

Registerletters-online, hotline

If your child or spouse is using your months

The same page shows transferred months. Months VA has not paid out can still be moved among the family members already named.

Registerletters-online, teb-split

If you are helping a Veteran back to school

Check the months before the Veteran registers. The GI Bill charges them at the rate of pursuit, so 9 credits of 12 uses three-quarters of a month for each month enrolled.

Registerletters-online, entitlement-rate

If you handle the school paperwork

A student’s Certificate of Eligibility is VA’s letter that the benefit is theirs to use, sent electronically unless they ask for mail. VA’s remaining-benefits page covers the Post-9/11 GI Bill, DEA and transferred months.

Registercoe-what, letters-online

How many months of GI Bill do I have left?

VA.gov’s Check remaining GI Bill and other education benefits shows it. The Post-9/11 GI Bill pays up to 36 months.

Registerletters-online, ch33-36

Where do I check my remaining Chapter 35 months?

On the same VA.gov page, Check remaining GI Bill and other education benefits, which covers DEA. DEA pays up to 36 months if school started on or after August 1, 2018, and up to 45 if it started before.

Registerletters-online, dea-months

How many transferred months does my child have left?

VA’s remaining-benefits page covers transferred months. Months VA has not paid out can still be moved among the family members already named.

Registerletters-online, teb-split

What is a Certificate of Eligibility?

VA’s letter that the benefit is yours to use, sent after VA approves the application. By law VA sends it electronically unless you ask for mail.

Registercoe-what

How are GI Bill months used up?

At your rate of pursuit: 9 credits of 12 uses three-quarters of a month for each month enrolled, and a full load uses one month for each month enrolled.

Registerentitlement-rate

What does VA’s remaining-benefits page show, and why check it?

What does VA’s remaining-benefits page show, and why check it? Article picture with its opening fact and the law, 38 U.S.C. 3698A, 38 CFR 21.9561.

VA’s page Check remaining GI Bill and other education benefits, on VA.gov, shows how many months are left. It covers the Post-9/11 GI Bill, Chapter 35 (DEA) and transferred months, so a spouse or child using a parent’s months can check theirs on the same page.

VA must send Certificates of Eligibility and award letters electronically for the Post-9/11 GI Bill and DEA, with mail as an option, under 38 U.S.C. 3698A. The Certificate of Eligibility is VA’s letter that the benefit is yours to use, sent after VA approves the application, and it is shown to the school’s certifying official. A Veteran or service member applies online at VA.gov or by mail with VA Form 22-1990.

What the page shows depends on how the months were used. The Post-9/11 GI Bill pays up to 36 months of benefits, and DEA up to 36 if school started on or after August 1, 2018, or 45 if it started before. The GI Bill charges its months at the rate of pursuit, so 9 credits of 12 uses three-quarters of a month for each month enrolled, and a full load uses one month for each month enrolled.

Transferred months can also move. A parent can split the months among family members in any amount and change the split later, for months VA has not yet paid out, so the number one family member holds can change after a check. A member who has separated or retired can still move months among the family members already named, revoke months VA has not paid, or restore them, in milConnect.

A number that looks wrong is a question for VA, which decides eligibility and months. Its education line is 888-GIBILL-1 (888-442-4551), Monday through Friday, 8:00 a.m. to 7:00 p.m. Eastern. The school’s certifying official certifies enrollment to VA and can talk through a plan once the months are known.

By We Got You 1776, LLC.

GI Bill and VA education benefits FAQ

Other ways people ask this

Related questions

Terms (8)
Post-9/11 GI Bill (Chapter 33)
38 U.S.C. 3312(a), 38 U.S.C. 3313(c)(1)
The Post-9/11 education benefit: up to 36 months that pay tuition and fees to the school, a monthly housing allowance set by the campus ZIP code, and a yearly payment for books and supplies. How much it pays depends on how long the member served (the eligibility tier).
Transfer of Education Benefits (TEB)
38 U.S.C. 3319(b) and (c), 38 CFR 21.9571(b)
Giving Post-9/11 GI Bill months to a spouse or children, the member’s dependents in DEERS. The Defense Department decides it: a member with at least 6 years of service who agrees to 4 more can transfer up to 36 months, requested through milConnect while still serving. VA’s rule calls it transfer of entitlement.
Chapter 35 DEA (Survivors’ and Dependents’ Educational Assistance)
38 U.S.C. 3501(a)(1), 38 U.S.C. 3532(a)
A VA program for the spouse or child of a Veteran VA has found permanently and totally disabled by a service-connected disability, or who died of one or in the line of duty. It pays a monthly payment directly to the student, who pays the school, in steps by training time, and has no housing allowance or book stipend.
Rate of pursuit
38 U.S.C. 3313(c)(1)(B)(i), 38 CFR 21.9641(c)(1)
How much of a full load you are carrying, as a percentage. Nine credits where 12 is full time is 75 percent. The GI Bill pays housing by it, rounded to the nearest 10 percent, and only when it is over 50 percent. It also sets how fast your GI Bill months get used. DEA uses steps instead: full, three-quarter, half, and less than half.
Full time, three-quarter time and half time
38 CFR 21.4270(c), 38 U.S.C. 3532(a)
How VA measures a course load. VA counts 14 credits a term as full time unless the school certifies 12 or 13 for its undergraduates. Where 12 is full time, 9 to 11 is three-quarter time and 6 to 8 is half time; for graduate work, full time is what the school certifies, or 14 credits. Chapter 35 DEA pays in steps by it, and the GI Bill pays housing only above half time.
Remaining benefits
VA.gov, Check remaining GI Bill and other education benefits
How many months you have left. VA’s page Check remaining GI Bill and other education benefits, on VA.gov, shows it for the Post-9/11 GI Bill, DEA and transferred months.
Certificate of Eligibility (COE)
38 U.S.C. 3698A(a)(1)
VA’s letter that a benefit is yours to use. A family member using transferred months gets one after applying to VA, online or with VA Form 22-1990e. VA sends it electronically, with mail as an option.
School Certifying Official (SCO)
38 U.S.C. 3684(a)(1)
The person at a school who certifies enrollment to VA and can talk through a plan, and the one to ask to review yours in writing before you enroll. VA decides eligibility and months.

From The Order Matters, The Terms, Plainly, and terms added or reworded here since, which go into the book at its next update.

Art from this page (3)
GI Bill questions answered with the law: three question cards from Questions from the Field, fanned, a child’s transferred months and Chapter 35 in front.The We Got You 1776 seal, the picture for the founder’s article Transparent and referenced: 1776 and We Got You in gold and cream on black, For Military Families.We Got You 1776. Plan around your education benefits: a book, reference charts and an app for military families. The card shows The Order Matters in front of a reference chart and College Tool with its icon.

GI Bill questions from the field, and where each answer is written. Each page answers the big question first, then shows where the other factors are written in the law, VA’s rules and the official pages. On Medium.

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Sources (21)

The official sources this answer is built on, the law first, then the official pages.

  1. 38 U.S.C. 3312Post-9/11 educational assistance: 36 months
  2. 38 U.S.C. 3319Transfer of Post-9/11 GI Bill months to a spouse or child
  3. 38 U.S.C. 3511Chapter 35 (DEA): 36 months, or 45 before August 1, 2018
  4. 38 U.S.C. 3698ACertificates of eligibility and award letters sent electronically
  5. Public Law 118-210Senator Elizabeth Dole 21st Century Veterans Healthcare and Benefits Improvement Act: the Fry 120-day case, final-term housing, electronic letters, notice of policy changes, a transfer overpayment owed by the member alone
  6. 38 CFR 21.3045DEA entitlement charges
  7. 38 CFR 21.4203What schools report to VA (the certifying official's job)
  8. 38 CFR 21.9561Post-9/11 GI Bill months charged at your rate of pursuit
  9. 38 CFR 21.9571Transfer of entitlement
  10. benefits.va.govContact VA about education benefits: 888-GIBILL-1 (888-442-4551)
  11. VASchool Certifying Official Handbook
  12. VA.govCheck remaining GI Bill and other education benefits
  13. VA.govDownload your VA education letter
  14. VA.govPost-9/11 GI Bill (Chapter 33)
  15. VA.govSurvivors' and Dependents' Educational Assistance (DEA, Chapter 35)
  16. VA.govAfter you apply for education benefits
  17. VA.govHow to apply for the GI Bill and related benefits
  18. VA.govTransfer your Post-9/11 GI Bill benefits
  19. VA.govPost-9/11 GI Bill rates, August 1, 2026 to July 31, 2027
  20. VBA Education Service bulletinI Have My GI Bill Certificate of Eligibility: Now What?
  21. DoD milConnectTransfer of Education Benefits guide, version 4.5, March 2026

The full list is on Sources and Official References.

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